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Retirement annuity plan - A Retirement Annuity Plan (RAP) is a UK pension plan designed to build a lump sum for retirement. Part of the lump sum must be used to buy an annuity and part can be taken a tax free lump sum.
Financial planner - A financial planner is a professional who helps people with various financial needs including: college planning, retirement planning, investments, life insurance, estate planning and more. Specifically, a financial planner creates a detailed strategy for meeting a client's specific goals based on the client's specific situation.
Financial advice - Financial Advice is advice given in relation to financial matters such as investing, insurance, borrowing, saving and retirement planning.
Pension - A pension is a steady income given to a person (usually after retirement). Pensions are typically payments made in the form of a guaranteed annuity to a retired or disabled employee.
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